I don't think I've lent in this country yet. Good luck Mr. Y!
I noticed a lot of the US loans are paying interest now. A while back I emailed them asking them why the loans were all 0%. They said they try to give all lenders the best deal they can and they could get 0% in the states. I felt there were a few issues with this (people asking for more than they need, and this taking money away from the other countries since the US loans we so big), and that a minimal % could help restrain the loans and be used as a fundraiser for Kiva. It seems unlikely that my email could've made an impact this fast, but whatever did it I'm glad to see it. Kiva suggests I donate $3.25 per $25 loan (13%), but they weren't asking for a cent from the US people, that just didn't seem right. I don't know what they charge now and I don't know if it's across all US loans, just thought I'd mention it since I had a post on this before.